If you’re like most people, you probably have a credit Karma savings account. Credit Karma is a website that allows users to accumulate points for various activities, such as shopping and dining out. When you complete a purchase or make an online payment, your points are transferred to your credit Karma account. credit karma credit karma is a website that allows users to accumulate points for various activities, such as shopping and dining out. When you complete a purchase or make an online payment, your points are transferred to your credit Karma account. The best way to use your credit Karma points is to use them to buy things that you might not normally buy with cash. For example, if you’re looking for a new car, using your credit Karma points to buy the car would be a good idea. Another great way to use your credit Karma points is by using them towards travel. By spending some of your credit Karma points on airfare and hotels in different countries, you can save money on travel expenses. Finally, if you want to get even more out of your credit Karmapoints, consider using them towards rewards programs like American Express Membership Rewards or Chase Sapphire Preferred cards.


Go to your account and log in. In the bottom left corner of your account homepage, select Help Center. Select Deactivate My Credit Karma Account in the drop-down menu. On the next screen, choose to Deactivate my Credit Karma account.

Keep in mind that if you cancel your Credit Karma membership, you will no longer have access to the services and information on Credit Karma, such as any previous credit scores or report history.

A free 100% money savings account with no charges and a good yearly percentage yield is provided by Credit Karma through a network of 800-plus banks. Your Credit Karma MoneyTM Save account’s balance is covered by FDIC insurance up to $5,000,000.

Is Credit Karma required to share my personal information? No. Without your permission, Credit Karma promises not to share or sell its members’ data to third parties. It may disclose your information to other businesses with your consent on rare occasions.

Because of inactivity, late payments, or because the credit bureau made an error, your account may be shut. Whatever the cause, it’s critical to ensure that the information being submitted is correct since incorrect information can have a negative influence on your credit.